Saving money as you move into 2025 is easier than ever, thanks to innovative money-saving apps. These apps help you manage your finances, earn rewards, and even get cashback on purchases. Whether you’re grocery shopping, paying bills, or simply tracking your spending, there’s an app to suit your needs. Below, we explore 15 of the best apps that can help you save money and take control of your finances.
1. Ibotta – Submit Your Receipts for Everyday Cashback
Ibotta is one of the most popular apps for earning cashback on everyday purchases. It offers exclusive cashback deals on groceries, household items, and even alcohol at major retailers.
Start by selecting offers before heading to the store, shop as usual, and then snap a picture of your receipt in the app. Your cashback is credited almost instantly.
Ibotta works with over 2,000 retailers, including Walmart, Kroger, and Target, making it versatile for nearly all your shopping needs.
For online shoppers, Ibotta partners with platforms like Amazon and Walmart for additional cashback opportunities. You can even earn cashback when booking hotels, rental cars, or flights.
The app frequently offers bonuses, such as extra cashback for completing a certain number of offers in a week.
With over $1 billion saved by its users, Ibotta is a must-have for anyone looking to maximize their savings. Sign up for Ibotta here.
2. Kashkick – Complete Online Tasks and Get Paid Directly
Kashkick is a straightforward app that rewards you for completing simple online tasks. These tasks include taking surveys, watching videos, downloading apps, and even signing up for trial offers.
Unlike many other apps that pay in points, Kashkick pays in actual cash, which is deposited directly into your PayPal account.
Tasks vary in complexity and payout, so you can choose the ones that work best for your schedule.
For example, you might earn a few dollars for taking a 15-minute survey or more for signing up for a trial subscription.
This flexibility makes Kashkick an excellent way to earn extra money during your downtime. Plus, the app frequently adds new tasks, ensuring there’s always something available to boost your income. Join Kashkick today.
3. Fetch Rewards – Scan Receipts and Turn Points Into Gift Cards
Fetch Rewards is one of the easiest apps to use for earning rewards. Unlike other cashback apps that require you to activate offers beforehand, Fetch simply asks you to scan your receipts after shopping.
The app automatically detects eligible purchases and awards you points for buying participating brands.
Fetch partners with hundreds of popular brands, including Pepsi, Huggies, and Dove, so you’re likely to earn points on everyday purchases.
The app also offers bonus promotions, such as awarding extra points for purchasing specific items or shopping at certain stores.
Over time, your points can be redeemed for gift cards to major retailers like Amazon, Starbucks, and Target.
With Fetch, turning everyday shopping into valuable rewards has never been easier. Get started with Fetch here.
4. Swagbucks – Earn Rewards for Everyday Online Activities
Swagbucks offers a variety of ways to earn points, or “SB,” for completing online tasks like taking surveys, shopping, watching videos, and even searching the web.
For shoppers, Swagbucks has a dedicated cashback portal that rewards you for purchases made at partner stores.
The app also features fun trivia games and daily polls that allow you to earn SB while staying entertained. Swagbucks frequently runs limited-time promotions that allow you to earn bonus points.
Once you've collected enough SB, you can redeem them for PayPal cash or gift cards to your favorite retailers.
Whether you have five minutes or an hour to spare, Swagbucks provides endless opportunities to monetize your free time. Sign up for Swagbucks here.
5. Inbox Dollars – Get Paid to Read Emails and More
Inbox Dollars is a unique app that pays you to perform simple tasks like reading emails, answering surveys, and watching videos.
Unlike apps that use a point-based system, Inbox Dollars pays in real money, which is easier to track.
The app also partners with retailers to offer cashback on purchases and rewards for signing up for free trials. For example, you can earn $5 or more just by trying out a new subscription service.
With a low payout threshold and quick earning potential, Inbox Dollars is perfect for those who want to turn their spare time into extra income. Join Inbox Dollars here.
6. Rakuten – Get Cashback While Shopping Online
Rakuten, formerly known as Ebates, is one of the easiest ways to earn cashback on your purchases.
Simply shop through the Rakuten app or browser extension, and a percentage of your purchase will be credited back to your account.
Rakuten partners with thousands of popular retailers, including Macy’s, Kohl’s, and Best Buy, and often runs promotions like double or triple cashback.
The app also allows you to earn rewards on travel bookings, including hotels and flights. You can start earning from Rakuten here.
Every three months, Rakuten sends your cashback earnings via check or PayPal. It’s a hassle-free way to save money while shopping online.
7. Honey – Automatically Apply Coupons at Checkout
Honey is a browser extension and app that automatically finds and applies the best coupon codes to your purchases.
As you shop online, Honey searches for discounts and applies them instantly at checkout, saving you money without requiring extra effort.
In addition to coupons, Honey offers a price tracker that alerts you when an item you’re interested in goes on sale.
Honey Gold, the app’s rewards program, lets you earn points for purchases, which can be redeemed for gift cards.
Honey makes saving money online seamless and stress-free.
8. Mint – Budgeting Made Simple and Personalized
Mint is a robust budgeting app that connects to your financial accounts to provide a complete overview of your spending habits.
By categorizing your transactions, Mint helps you understand exactly where your money is going and offers suggestions on how to cut back.
One of Mint’s most powerful features is its ability to set up personalized budgets. For example, you can allocate a monthly spending limit for dining out, shopping, or entertainment.
The app will send you alerts if you’re nearing your budget limit, helping you stay on track. Mint also integrates with your credit score, providing tips to improve it over time.
Whether you’re paying off debt or saving for a big goal, Mint is a comprehensive tool for managing your finances effectively.
9. Acorns – Turn Spare Change Into Investments
Acorns is a micro-investing app that makes saving effortless. The app rounds up your purchases to the nearest dollar and invests the spare change into a diversified portfolio of exchange-traded funds (ETFs).
These small investments can grow significantly over time, making Acorns an excellent option for passive savers.
In addition to its round-up feature, Acorns offers recurring deposit options and retirement accounts, such as IRAs, to help you build long-term wealth.
For beginners, the app provides educational resources to help you understand your investment portfolio.
Acorns is an easy way to start investing without needing a large upfront commitment or advanced financial knowledge.
10. Capital One Shopping – Compare Prices and Save money Instantly
Capital One Shopping, formerly known as Wikibuy, is a price-comparison app designed to help you find the best deals on the items you’re shopping for online.
By scanning thousands of retailers, the app identifies the lowest prices and automatically applies coupon codes at checkout.
Capital One Shopping also offers a feature that tracks price drops, ensuring you’re notified when an item you’ve been eyeing goes on sale.
It’s particularly useful for big-ticket purchases, such as electronics or appliances. With this app, you can rest assured you’re getting the most value for your money every time you shop online.
11. Digit – Automatically Save Money Without Thinking
Digit takes the guesswork out of saving by analyzing your spending habits and automatically transferring small amounts into a savings account.
The app’s algorithm calculates how much you can afford to save each day without impacting your daily needs.
Digit allows you to set up savings goals, such as building an emergency fund or saving for a vacation. Over time, these small, automatic contributions add up significantly.
With Digit, you’ll be surprised at how much you can save without even noticing the difference in your spending.
12. Trim – Negotiate Bills and Cancel Unwanted Subscriptions
Trim is an app that acts as a personal assistant for your finances. By connecting to your accounts, Trim analyzes your recurring expenses and identifies opportunities to save money.
One of its standout features is negotiating bills on your behalf, such as lowering your internet or cable bill.
Trim also tracks subscriptions you may have forgotten about and gives you the option to cancel them directly through the app.
For example, if you signed up for a free trial but forgot to cancel it, Trim ensures you’re not charged unnecessarily.
It’s a powerful tool for reducing monthly expenses and keeping your finances in check.
13. PocketGuard – Know How Much You Can Spend Safely
PocketGuard simplifies budgeting by showing you how much disposable income you have available after accounting for bills, savings, and goals.
The app connects to your bank accounts and categorizes your spending, providing a clear picture of your financial situation.
One of its most innovative features is “In My Pocket,” which calculates the exact amount you can spend without impacting your financial obligations.
PocketGuard is ideal for anyone looking to avoid overspending while staying on track with their savings goals.
14. Shopkick – Earn Gift Cards for Shopping and Scanning
Shopkick rewards users for completing simple actions like walking into stores, scanning barcodes, and making purchases.
You can also earn points, called “kicks,” by shopping online or watching videos within the app.
Shopkick’s rewards are flexible, allowing you to redeem kicks for gift cards at popular retailers like Amazon, Target, and Starbucks.
The app also runs special promotions, giving you opportunities to earn bonus kicks.
It’s a fun and engaging way to save money while shopping, perfect for anyone who loves combining rewards with their everyday habits.
15. GoodRx – Save Money on Prescription Medications
GoodRx is an essential app for anyone looking to save on prescription medications. By comparing prices across local pharmacies, GoodRx identifies the lowest prices and provides coupons to help you save.
Even if you have insurance, GoodRx often finds prices lower than your copay. The app is particularly helpful for individuals with recurring prescriptions, as it can save hundreds or even thousands of dollars annually.
With a membership option for additional discounts, GoodRx is a must-have for managing healthcare costs effectively.
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Final Thoughts
These 15 apps are your ultimate toolkit for apps that save money as you move into 2025.
From cashback and rewards programs to budgeting tools and bill negotiators, each app offers a unique way to help you keep more money in your pocket.
By incorporating these apps into your daily routine, you can build better financial habits, achieve your savings goals, and enjoy the rewards of smart money management.
Start by downloading one or two of these apps today and see how they can transform your financial outlook. With consistent use, you’ll be amazed at how quickly the savings add up!
