Are you looking for the best money-making apps to use? Today, your smartphone can be thought of as more than just a communication tool. It is also a powerful asset for generating extra income. Whether you’re looking to earn a little side cash, save for a big purchase, or create a passive income stream, using the right money-making apps can help you achieve those goals.
These apps are easy to use, require minimal effort, and offer a variety of ways to make money online. You can complete surveys, shop online, refer friends, or even earn cashback for everyday purchases.
This guide will explore the best money making apps available right now and explain how you can maximize your earnings.
If you’ve ever wondered how to make money from your phone, I created this guide to answer all your burning questions about what apps you should be on today. With that being said, it is time to dive in:
Why Money Making Apps Are A Must Today
Money making apps offer an easy, convenient, and flexible way to earn money in your free time. Unlike traditional jobs, these apps don’t require a fixed schedule or a lengthy application process.
You can work whenever it suits you and from anywhere with internet access. Whether you’re commuting, watching TV, or waiting in line, you can use your downtime productively by using your phone to make money online.
These apps are ideal for anyone looking to supplement their income without adding stress or overcommitting time. Whenever I have a little free time on my hands, I use it to check my stocks, investments, or make money by taking surveys.
By the end of each month, I see gains that I would not have had if it were not for the extra time I dedicated to using the right apps.
From students and stay-at-home parents to retirees and busy professionals, anyone can take advantage of money making apps to create an extra income stream.
The Top Money-Making Apps Today
Here are some of the top money making apps of 2025 so far:
PrizePicks: Predict Sports Stats and Win Cash
PrizePicks is one of the best money making apps for sports fans who want to turn their game-day knowledge into real cash.
Instead of building full fantasy teams, you simply pick two to six players and predict whether they’ll go over or under their projected stats—like points, rebounds, or touchdowns.
It’s quick, fun, and can earn you up to 25x your entry. Whether you follow the NFL, NBA, MLB, or even esports, there are fresh opportunities every day to make picks and profit.
The app’s clean interface and fast payouts make it super beginner-friendly, even if you’re new to daily fantasy sports. I personally can't wait for NFL season to come back so I can try to match my earnings from last year haha.
You can start with as little as $5, and new users often get a deposit match up to $100—giving you extra cash to start making picks right away. If you enjoy following sports and want a legit way to monetize your predictions, PrizePicks is a top-tier option.
Join PrizePicks today and start turning your sports smarts into real money. Use my referral link here to get $50 after you set up your account and deposit $5!
Coinbase Investing
Coinbase is a well-known cryptocurrency exchange, but it also offers ways to earn money through its Coinbase Earn program. By watching educational videos and completing quizzes about different cryptocurrencies, users can earn small amounts of crypto.
I literally have made hundreds of dollars from these videos because I invested every dollar I made from these into stocks that have done very well over the last couple of years. I was shocked when I opened my account one day to see what I turned a few dollars into!
The program is a great introduction for those who are new to digital currencies and want to learn while earning. Once you’ve accumulated earnings, you can choose to cash out, trade, or hold your cryptocurrency in your Coinbase wallet.
Coinbase also offers bonuses for referring new users to the platform. You can check out my Coinbase review, which- goes more in depth here.
With its strong security features and trusted reputation, Coinbase is a legitimate and rewarding way to get involved in the world of cryptocurrency and earn money online.
Unlock free money to invest worth up to $200 after creating a Coinbase account.
Freecash
Freecash is one of the most popular and versatile money making apps on the market today. It offers a variety of ways to earn money, including completing surveys, playing games, and trying out offers.
Getting started is simple. You sign up for a free account, complete your profile, and start earning coins for every task you complete. These coins can be redeemed for PayPal cash, cryptocurrency, or gift cards.
Freecash has earned a strong reputation for its user-friendly interface and fast payout system. Users appreciate that they can receive payments instantly via PayPal or crypto wallets like Bitcoin and Ethereum.
With daily bonuses and referral rewards, Freecash is a great option for people who want to maximize their earning potential with minimal time investment.
Freecash is my personal favorite online platform to earn on because I like how accesible and easy to use their website is. It's very clean, modern, and simplistic.
Signup for Freecash using this link and you get a free chance to win $250 immediately.
Swagbucks
Swagbucks is a veteran in the world of money making apps and continues to be a favorite among users worldwide. It offers multiple ways to earn points (SBs), including completing surveys, watching videos, shopping online, and playing games.
Swagbucks is known for its flexibility and ease of use. After earning points, you can redeem them for PayPal cash or gift cards from popular retailers like Amazon and Walmart.
Swagbucks frequently offers special promotions and bonuses, making it easy to boost your earnings with minimal effort.
The app is free to join and has already paid out millions of dollars to its user base. If you’re looking for a trusted and reliable way to earn extra money online, Swagbucks is a solid choice.
You get $5 after creating your Swagbucks account!
Inbox Dollars
Inbox Dollars is another long-standing money making app that offers users multiple ways to earn cash. You can make money by completing surveys, watching videos, playing games, and even reading emails.
Unlike some apps that offer points, Inbox Dollars pays users in actual dollars, which you can cash out via PayPal or gift cards. Inbox Dollars often provides signup bonuses for new users, making it an attractive option if you’re looking for a quick start.
The platform also runs regular promotions and contests that give you the chance to win extra cash or rewards. With its variety of earning options and user-friendly app, Inbox Dollars remains a popular choice for people who want to make money from their phones.
Get a signup bonus for Inbox Dollars here.
Ibotta
Ibotta stands out from other money making apps by focusing on cashback rewards for everyday purchases. Whether you’re grocery shopping or making an online purchase, Ibotta helps you earn money back on your spending.
You can browse available offers in the app, shop at participating stores, and then upload a photo of your receipt. Once your receipt is verified, you receive cashback credited to your Ibotta account.
Ibotta also partners with major retailers and offers bonus cashback on certain items.In addition to receipt scanning, you can earn cashback by linking your loyalty cards or making purchases directly through the Ibotta app.
With regular bonuses and a wide selection of offers, Ibotta is a must-have app for anyone who wants to save money and earn cash rewards on everyday expenses.
Get Ibotta to not only make money, but also save money.
Rakuten
Rakuten, formerly known as Ebates, is another excellent app for earning cashback on online and in-store purchases. The app partners with thousands of retailers, including popular stores like Macy’s, Best Buy, and Target.
Once you sign up for Rakuten, you can earn cashback by clicking through the app before making a purchase or using your linked credit card at partner stores.
Rakuten frequently offers double cashback deals and seasonal promotions that can significantly boost your savings.
You can also refer friends and earn bonuses when they make qualifying purchases. Rakuten pays out earnings quarterly via PayPal or paper check, making it easy to cash out and enjoy the rewards.
If you’re an avid shopper, Rakuten is one of the simplest ways to earn money back on purchases you were already planning to make.
Get huge savings and money back with Rakuten.
Tips to Maximize Your Earnings
If you want to make the most of your time using money making apps, it’s essential to have a strategy. Be consistent and log in daily to complete tasks and earn bonuses. Focus on high-paying tasks first, as these offer the best return for your time investment.
Regularly check for new surveys, offers, and promotions, as they are often time-sensitive. Use referral programs to invite friends and earn passive income from their activities.
Consider using multiple apps to diversify your earnings and avoid relying on just one platform. Lastly, be honest when completing surveys and tasks. Consistency and reliability often lead to better opportunities and higher-paying tasks in the future.
Suggested reading: 10 Easy Ways to Make Money from Your Phone
How Much Can You Earn Using These Money Making Apps
Earnings from money making apps vary depending on the app and how much time you dedicate. With consistent use, it’s realistic to earn $5 to $20 per day from apps like Freecash, Swagbucks, and Inbox Dollars.
Users who focus on high-paying offers, regularly participate in referral programs, and diversify their app use can earn even more.
While these apps won’t replace a full-time income, they can provide meaningful supplemental earnings to help with expenses, savings, or fun spending money.
Your total earnings will ultimately depend on your effort, consistency, and willingness to explore multiple opportunities.
Suggested reading: Apps to Win Real Money: fun ways to earn money online
Pros and Cons of Money Making Apps
Money making apps have their advantages and disadvantages. On the positive side, they offer flexibility, allowing you to earn whenever and wherever you choose.
The tasks are generally simple and don’t require any special skills, making them accessible to anyone with a smartphone.
These apps also offer a variety of ways to earn, from surveys and games to cashback and cryptocurrency rewards. On the downside, the income potential is limited.
While you can earn a decent amount with consistent effort, these apps are unlikely to replace a full-time job. Some tasks can be time-consuming relative to the rewards they offer, and not all apps are available in every country.
Earning Today with Money Making Apps
If you’re ready to turn your smartphone into a tool for earning extra cash, now is the perfect time to get started. Sign up for Freecash, Swagbucks, Inbox Dollars, Ibotta, Rakuten, and Coinbase to maximize your opportunities and diversify your income streams.
I use all of these apps to earn money in different ways, and they always produce the results I am looking for. On average, I make a couple hundred dollars extra every month which works great for paying bills and groceries!
By combining multiple apps, staying consistent, and focusing on high-paying tasks, you can generate meaningful extra income in your spare time.
Whether you want to cover small expenses, save for something special, or simply earn a little more freedom in your budget, money making apps make it easy and convenient to reach your financial goals.
Suggested reading: Can You Actually Make Money from Surveys?
FAQs
How Much Can You Earn with Money Making Apps?
Earnings from money making apps vary depending on the app and how much time you dedicate. With consistent use, it’s realistic to earn $5 to $20 per day from apps like Freecash, Swagbucks, and Inbox Dollars.
Users who focus on high-paying offers, regularly participate in referral programs, and diversify their app use can earn even more.
While these apps won’t replace a full-time income, they can provide meaningful supplemental earnings to help with expenses, savings, or fun spending money.
Your total earnings will ultimately depend on your effort, consistency, and willingness to explore multiple opportunities.
Is Freecash Legit?
Yes, Freecash is a legitimate platform trusted by thousands of users around the world. It has a 4.6-star rating on Trustpilot and consistently receives positive feedback for its fast payouts and transparent system.
Freecash offers multiple ways to cash out, including PayPal, cryptocurrency, and gift cards, giving users flexibility in how they receive their earnings.
Many users report receiving payments quickly, often within minutes of making a withdrawal request. Whether you’re a beginner or experienced with Freecash, anyone can earn some extra money on this awesome platform.
How much money can I earn using money making apps?
The amount you can earn varies, but most users report earning between $5 and $20 per day with consistent effort. Using multiple apps and focusing on high-reward tasks can help increase your total earnings over time.
Are money making apps safe and legitimate?
Yes, popular money making apps like Freecash, Swagbucks, Ibotta, Rakuten, and Coinbase are legitimate and have strong reputations. Always stick to trusted platforms and never pay to join an app.
How do I cash out my earnings?
Each app has its own cash-out process. Common methods include PayPal, cryptocurrency, and gift cards. Some apps, like Rakuten, also offer paper checks.
Can I use multiple money making apps at once?
Absolutely! Using several apps increases your chances of finding high-paying tasks and diversifies your income streams. Many users successfully combine apps like Freecash, Swagbucks, and Ibotta.
What are the easiest tasks to complete?
Surveys, watching videos, and scanning receipts are among the easiest tasks. Playing games and completing special offers may take more time but often offer higher rewards.
Suggested reading: 15 Must Have Apps to Save Money Going Into 2025
Do I need special skills to use money making apps?
No special skills are required. These apps are designed for everyone to use, making them a great option for beginners and experienced users alike.
Final Thoughts On Money Making Apps
Money making apps provide a flexible and easy way to earn extra cash from your smartphone. Whether you’re using Freecash, Swagbucks, Inbox Dollars, Ibotta, Rakuten, or Coinbase, there are countless opportunities to make money online.
By staying consistent, focusing on high-reward tasks, and diversifying your efforts across multiple apps, you can create a steady stream of supplemental income. Start today and turn your phone into a reliable income generator.
